On the first day of a new year, my thoughts and hopes for each and everyone of you is for a rich, prosperous new year. Of course, being a financial planner, that would include hopes that you will make wise money decisions and that your net worth and income will increase.
My wish goes further than increased financial gains, it is a wish that your money will be more of a servant this year than it has ever been to support your dreams, desires, and values.
For some, prospering may include increasing your net worth, cutting spending, or raising your income. For another it may include decreasing your net worth by spending more than you ever have in the past to support what is really important to you in life. As my coach often asks me, "What do you want to do with your one precious and wild life?"
Every person has the opportunity to write and live our definition of "rich" and "prosperous." The first step in writing your definition of "rich" and "prosperous" is knowing what those words mean to you, maybe that's a great place to start the new year.
My hope and prayer for each one of us is that the definition we write and live is the definition that makes our heart sing and allows our spirits to soar.

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